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Flood Information

Flooding is America's most common natural disaster. Even though hurricanes are the main cause of flooding in Florida, we must be prepared at all times. Officials from the State of Florida Emergency Response Team (SERT) and the Department of Homeland Security's Federal Emergency Management Agency (FEMA) urge Floridians to take action now and buy flood insurance before heavy rains and late spring floods begin.

Prepare now and follow these guidelines to minimize losses and protect your property from flood damage:

1. Buy flood insurance coverage. Homeowners insurance doesn't cover flooding. It takes 30 days for a policy to go into effect, so don't wait. You can obtain flood insurance through the National Flood Insurance Program, from your insurance agent. To find an agent near you call 1-800-427-2419 or visit www.floodsmart.gov for more information.

2. Find out your flood risk by visiting http://www.tlcgis.org.

3. For more information on flood risk and how to protect your property visit http://www.cacarc.org/educate.html and www.floodsmart.gov.
   For real-time flood conditions, visit the Capital Area Flood Warning Network at http://www.cafwn.org.

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