Flooding is America's most common natural disaster. Even though
hurricanes are the main cause of flooding in Florida, we must be prepared at all
times. Officials from the State of Florida Emergency Response Team (SERT) and
the Department of Homeland Security's Federal Emergency Management Agency (FEMA)
urge Floridians to take action now and buy flood insurance before heavy rains
and late spring floods begin.
Prepare now and follow these guidelines to
minimize losses and protect your property from flood damage:
Buy flood insurance coverage. Homeowners insurance doesn't cover
flooding. It takes 30 days for a policy to go into effect, so don't wait. You
can obtain flood insurance through the National Flood Insurance Program, from
your insurance agent. To find an agent near you call 1-800-427-2419 or visit
for more information.
Find out your flood risk by visiting
For more information on flood risk and how to protect your
For real-time flood conditions, visit the Northwest Florida Water Mgt District at